We don’t usually talk about insurance, but this was too good not to share -- this local, female-led startup based right here in Austin is changing how Texans shop for coverage. Whether you’re buying your first home, upgrading your auto policy, or just tired of jumping through hoops every time your renewal hits, Freshquote is making it faster, easier, and actually human to get insured. And yes, we tried it ourselves — more on that below.
In a time when home buying is slowly ticking up and we're all being reminded (again) to double-check our coverage during storm season, having an expert in your corner can make all the difference. Especially when it’s a real person, not a chatbot, helping you get competitive quotes without selling your data or blowing up your phone.
Updated May 2025
FRESHQUOTE
Freshquote is a modern insurance platform that connects you with independent local advisors: real people who don’t work for the carriers, but for you. Within 24 hours of connecting, you'll get multiple competitive quotes (from more than 15 top providers!) and the option to hop on a quick call with your advisor. These experts tailor your policy to your life and even re-shop your coverage yearly to keep your rates in check. Talk about stress-free.
And while it’s great for first-time buyers, it’s built for anyone who wants convenience without sacrificing support. Think of it as insurance for the next generation, whether you’re moving into your first home, upgrading to your second, or just want someone who’ll actually answer your questions.
WHAT IT'S LIKE
We tested it out, and the process couldn’t have been smoother. We submitted a few details on the site and were quickly matched with a local advisor who reached out by text (our preference!) to chat through options. Within a day, we had a quote comparison with clear breakdowns — no jargon, no pressure. It felt more like talking to a friend who just happens to be really good at insurance.
PERKS
🤝 Human-first approach: No bots, no hassle, just expert guidance tailored to each customer.
📞 Easy communication: Customers choose their preferred communication style, whether it’s email, text, or phone, and their advisor handles the rest.
💰 Never overpay: Freshquote Refresh automatically requotes your policy 45 days before renewal, so you’ll always get the best price available.
🔒 Privacy-first model: Freshquote never sells user data and guarantees zero robocalls from partners.
💖 Female-led and millennial-focused: They’re built by, and for, a new generation of insurance buyers seeking simplicity, transparency, and real support.
GET INSURANCE
Protect what matters to you – whether it’s your home, your car, or beyond, Freshquote can help you get covered.
For your home, you can insure your property in case of storm damage, liability coverage in case of an accident, protect your personal belongings in case of robbery or fire, and you can even get additional living expenses covered in case your home becomes uninhabitable for a period of time!
Beyond the standard homeowner’s insurance, you can also find Flood Insurance here, which is essential with the unpredictable Austin weather! These policies can aid in any necessary repairs on your home, and can also help cover the cost of replacing any damaged items in the home.
For your car, Freshquote covers all the necessities, including, but not limited to: liability insurance, collision insurance, uninsured/underinsured motorist insurance, and medical payment coverage (MedPay). No matter what happens on the road, you can ride confidently knowing that you’re ready for anything, and someone has your back!
Want to be extra careful? Freshquote also offers Umbrella Insurance, which extends beyond the run-of-the-mill policies and protections. This is a great option if you have a valuable property, multiple homes, or want extra protection against lawsuits and liability.
CARRIERS OFFERED
You’ll have plenty of choices! Freshquote works with dozens of trusted insurance providers, including:
- Progressive
- Travelers
- Nationwide
- Geico
- Safeco
- American Modern
- Hagerty
- Citizens
- Hippo
- National General
…and many more!
GET STARTED
Ready to start shopping? Click the button below to connect with one of their trusted advisors, or call Freshquote at (512) 828-3994.
